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Find your perfect home loan with Colocus! We make it fast, easy, and stress-free—no hidden fees, no fuss, just your dream home! 😊🚀

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Dreaming of a cozy home and curious about loans? Try our Home Affordability Calculator for your budget, EMI Calculator for monthly plans, and Refinance Calculator to see how much you could save — all with a big grin! 🏡🧾💸😍

Ready for your dream home? Fill this quick form and let’s get you moving! 🏠✨

Lower rates, less stress—just jot down a few details and we’ll refinance it easy! 💸😎

🏡 Right home, right budget — just punch in a few details and we’ll show you what you can afford in seconds! 💸⚡😎

Home Affordability Calculator window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-9M3H5GTJF0');

Home Affordability Calculator 🏠💸

Enter details to calculate your home budget
Enter details to calculate home loan amount
function calculateAffordability() { try { const resultDiv = document.getElementById('affordability-result'); const loanAmountDiv = document.getElementById('loan-amount-result'); loanAmountDiv.innerHTML = 'Home Loan Amount: ₹0'; const monthlyIncome = parseFloat(document.getElementById('monthlyIncome').value) || 0; const emiBudget = parseFloat(document.getElementById('emiBudget').value) || 0; const existingEmi = parseFloat(document.getElementById('existingEmi').value) || 0; const loanTenure = parseFloat(document.getElementById('loanTenure').value) || 20; const interestRateRaw = parseFloat(document.getElementById('interestRate').value) || 8.5; const downPayment = parseFloat(document.getElementById('downPayment').value) || 0; const dti = 0.5; const interestRate = interestRateRaw / 100 / 12; if (monthlyIncome <= 0 || emiBudget < 0 || existingEmi < 0 || loanTenure < 1 || loanTenure > 30 || interestRateRaw < 1 || interestRateRaw > 30 || downPayment < 0) { resultDiv.innerHTML = '⚠️ Please enter valid values in all required fields.'; return; } const totalEmi = emiBudget + existingEmi; const maxAllowableDebt = monthlyIncome * dti; if (totalEmi > maxAllowableDebt) { resultDiv.innerHTML = '⚠️ Total EMI must not exceed 50% of your net monthly income.'; return; } const months = loanTenure * 12; const power = Math.pow(1 + interestRate, months); const loanAmount = emiBudget * ((power - 1) / (interestRate * power)); const homeValue = loanAmount / 0.8; const minDownPayment = 0.2 * homeValue; if (downPayment < minDownPayment) { const formattedMin = Math.round(minDownPayment).toLocaleString('en-IN'); resultDiv.innerHTML = `⚠️ Minimum down payment required is ₹${formattedMin} (20% of home value).`; return; } const totalHomeValue = loanAmount + downPayment; const finalLoanAmount = totalHomeValue - downPayment; resultDiv.innerHTML = `✅ Recommended home budget: ₹${Math.round(totalHomeValue).toLocaleString('en-IN')}`; loanAmountDiv.innerHTML = `Home Loan Amount: ₹${Math.round(finalLoanAmount).toLocaleString('en-IN')}`; } catch (error) { document.getElementById('affordability-result').innerHTML = '⚠️ Error calculating value!'; document.getElementById('loan-amount-result').innerHTML = 'Home Loan Amount: ₹0'; console.error('Affordability error:', error); } }

💰 Big plans, clear numbers — just drop in the details and we’ll show you your exact EMI in seconds! 🧾⚡😎

EMI Calculator 💰

Monthly EMI: ₹0
function calculateEMI() { try { const resultDiv = document.getElementById('emi-result'); if (!resultDiv) return; const loanAmount = parseFloat(document.getElementById('loanAmount').value) || 0; let interestRate = parseFloat(document.getElementById('emiInterestRate').value) || 8.5; const tenure = parseFloat(document.getElementById('emiTenure').value) || 20; interestRate = interestRate / 100 / 12; if (loanAmount <= 0 || tenure < 1 || tenure > 30 || interestRate * 12 * 100 < 1 || interestRate * 12 * 100 > 30) { resultDiv.innerHTML = '⚠️ Please enter valid values in all fields.'; return; } const months = tenure * 12; const power = Math.pow(1 + interestRate, months); const emi = loanAmount * interestRate * power / (power - 1); const formattedEMI = Math.round(emi).toLocaleString('en-IN'); resultDiv.innerHTML = 'Monthly EMI: ₹' + formattedEMI; } catch (error) { document.getElementById('emi-result').innerHTML = '⚠️ Error calculating EMI!'; console.error('EMI calculation error:', error); } }

💸 Old loan, new savings — punch in your numbers and see how much you can save instantly! 🔄📊😎

Refinance Savings Calculator 🔁💸

Enter details to estimate your savings
function calculateEMI(amount, rate, years) { const r = rate / 100 / 12; const n = years * 12; const pow = Math.pow(1 + r, n); return amount * r * pow / (pow - 1); } function calculateRefinanceSavings() { try { const loan = parseFloat(document.getElementById('currentLoanAmount').value) || 0; const oldRate = parseFloat(document.getElementById('currentInterestRate').value) || 0; const newRate = parseFloat(document.getElementById('newInterestRate').value) || 0; const tenure = parseFloat(document.getElementById('remainingTenure').value) || 0; const resultDiv = document.getElementById('refinance-result'); if (loan <= 0 || oldRate <= 0 || newRate <= 0 || tenure <= 0) { resultDiv.innerHTML = '⚠️ Please enter valid values in all fields.'; return; } const oldEMI = calculateEMI(loan, oldRate, tenure); const newEMI = calculateEMI(loan, newRate, tenure); const monthlySavings = oldEMI - newEMI; const totalSavings = monthlySavings * tenure * 12; resultDiv.innerHTML = `✅ Monthly EMI Savings: ₹${Math.round(monthlySavings).toLocaleString('en-IN')}
💰 Total Interest Saved: ₹${Math.round(totalSavings).toLocaleString('en-IN')}`; } catch (error) { document.getElementById('refinance-result').innerHTML = '⚠️ Error calculating savings!'; console.error('Refinance calc error:', error); } }